There is currently a lot of uncertainty in South Africa Not only is there a litany of prevailing negative connotations but we also have to accept that many aspects of society are currently in transition phase. None more so than in healthcare, as progress and concessions are slowly being negotiated towards the future roll-out of the National Health Insurance (NHI) system. Healthcare is often viewed as a grudge purchase – a necessary expense with questionable returns. As families across the nation scrutinize their monthly budgets, a hospital plan RSA is often identified as the expense that can be sacrificed to make ends meet. Rather than relinquishing your hospital cover and taking the associated health and financial risks, a favourable alternative has emerged for you to consider – “buying down” to a more affordable hospital plan RSA option. The Hospital Plan RSA Buy-Down Balancing Act The choice to buy-down to a cheaper plan should be balanced evenly between what your family’s healthcare needs are, and how much you can afford to pay in monthly premiums. Unlike primary healthcare, where healthy living lowers your risk factor, hospitalisation is a scenario that may suddenly and unexpectedly
Signing up for a credible Hospital Cover is an essential safeguard against any sudden, unplanned events that may require hospital treatment and a follow up recovery programme.